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Family Caregivers

Get Paid to Care for a Family Member in Missouri

If you're already helping a loved one bathe, cook, and get through the day, Missouri's Consumer Directed Services program may be able to pay you for it. Here's how it works.

You didn't set out to become a caregiver. It happened the way it happens for most families — a parent's health slipped, a spouse needed more help, a relative couldn't safely live alone anymore. So you stepped in. You cook the meals, help with bathing and dressing, manage the medications, and drive to the appointments. It's love, and it's also real work — often on top of a job you already have.

Here's something many Missouri families don't realize: you may be able to get paid for that care.

Through Missouri's Consumer Directed Services (CDS) program — a Medicaid (MO HealthNet) benefit — eligible people can hire, train, and manage their own personal care attendant. And in most cases, that attendant can be a family member or friend. You're not handing your loved one off to a stranger. You're doing the same caregiving you already do, except now it's a paid position with real hours.

How the program works, in plain terms

CDS is built around choice. Instead of an agency assigning a caregiver, the person receiving care ("the consumer") chooses who helps them. That's often a daughter, son, grandchild, neighbor, or close friend. The State of Missouri, through Medicaid, funds a set number of care hours each week based on the person's needs. The attendant gets paid for those hours.

An agency like Specialist In Care handles the parts that make people's eyes glaze over — enrollment, Medicaid paperwork, payroll, tax filing, and compliance — so the family can focus on care instead of forms.

Who can qualify to receive care

Generally, the person receiving care needs to be enrolled in Missouri Medicaid (MO HealthNet) or eligible to enroll, be at least 18 years old, have a physical disability or condition that makes daily activities difficult (bathing, dressing, cooking, getting around), and be able to direct their own care or have someone who can help direct it. An in-home assessment determines how many care hours are approved.

What the money side looks like

Once enrolled, the attendant is paid for the approved hours they work, with taxes handled properly and pay issued on a regular schedule. It won't replace a six-figure salary, but for families already providing unpaid care, it can turn hours you were giving for free into real, dependable income — while keeping your loved one at home with someone they trust.

Ready to see if you qualify?

The enrollment process can take anywhere from a few weeks to a couple of months, so the best time to start is now. We'll walk you through eligibility, handle the paperwork, and get you set up. Contact Specialist In Care to get started — the first conversation is free and there's no obligation.

Have questions about getting started?

We'll check eligibility, explain the process, and handle the paperwork. The first conversation is free.

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